$1,000 / $3,000
Annual Deductible
$3,000 / $9,000
Out-of-Pocket Maximum
$25 copay
Primary Care/Office Visit
$50 copay
Specialist Visit
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$1,000 / $3,000
Annual Deductible
$3,000 / $9,000
Out-of-Pocket Maximum
$25 copay
Primary Care/Office Visit
$50 copay
Specialist Visit
$3,300 / $6,600
Annual Deductible
$4,500 / $8,000
Out-of-Pocket Maximum
You pay 0% after deductible
Primary Care/Office Visit
You pay 0% after deductible
Specialist Visit
$1,000 / $2,000
Annual Deductible
$3,000 / $6,000
Out-of-Pocket Maximum
$30 copay
Primary Care/Office Visit
$30 copay
Specialist Visit
None
Annual Deductible
$6,350 / $12,700
Out-of-Pocket Maximum
$10 copay
Primary Care/Office Visit
$10 copay
Specialist Visit
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A Piper Jordan Advocate is ready to help you with your benefits.
You do not need to be a member of Costco to take advantage of your Prescription Drug benefit.
Triple tax savings for health expenses now and later.
Stretch your dollars on everyday medical expenses.
Pre-tax savings for daycare, after-school care & more.
Extra savings for dental and vision care.
$50 (I) / $150 (F)
Annual Deductible
$2,000/person
Calendar Year Maximum
You pay 20% after deductible
Basic Services
Plan pays 50%, no deductible
Orthodontic Services
None
Annual Deductible
None
Calendar Year Maximum
Subject to copay schedule
Basic Services
Subject to copay schedule
Orthodontic Services
None
Annual Deductible
Calendar Year Maximum
Subject to copay schedule
Basic Services
$50 copay/visit
Orthodontic Services
$10
Eye Exam Copay
$70+
Lenses
35% discount
Frames
15% off retail price
Contacts
$10
Eye Exam Copay
$10 copay
Lenses
$200 allowance + 20% off balance
Frames
$200 allowance + 15% off balance
Contacts
Core coverage your family can count on.
Additional coverage for you and your family if you want it.
Income protection for life's temporary detours.
Support when recovery takes longer than expected.
Plan administered by Principal
Perks and savings on brands you love.
Get cash support when the unexpected hits.
A financial cushion during life's biggest curveballs.
Cash benefits for hospital stays and recovery.
Affordable help with life's legal moments.
Peace of mind for your furry (or feathery) family.
Free, confidential support for mental health, legal, and financial guidance.
The person(s) you choose to receive certain benefits (like life insurance or 401(k) funds) if you pass away.
A flat dollar amount you pay when you receive certain healthcare services, such as a doctor visit or prescription.
The amount you pay out of pocket for healthcare before your insurance starts to share costs.
A free and confidential program that provides support for personal, family, and work-related issues — such as counseling, legal or financial advice, and other life resources.
A statement from your insurance company showing what was paid for a healthcare service, what you may owe, and what the provider billed. An EOB is not a bill.
Tax-advantaged accounts you can use to pay for eligible healthcare expenses. HSAs are paired with high-deductible health plans and can roll over year to year.
Healthcare providers and facilities that contract with your insurance plan — using them typically costs you less.
The most you’ll pay in a plan year for covered services. After you reach this limit, your plan pays 100% of covered costs.
The amount you pay (usually through payroll deductions) to have coverage under an insurance plan.
Routine care — like checkups, screenings, and vaccines — designed to help you stay healthy. Covered at 100% in-network on most plans.
A life change — like marriage, birth of a child, or loss of other coverage — that allows you to update your benefits outside of the annual enrollment period.
Optional extras you can elect (often at a group rate), like accident insurance, legal services, identity theft protection, or pet insurance.
Education
Sage Workshops (Quarterly Newsletters)Sage Workshops (Quarterly Newsletters)Summary of Benefits and Coverage (SBC)
Kaiser Northen CA (SBC 2025)Kaiser Northen CA (SBC 2025)Summary of Benefits and Coverage (SBC)
Kaiser Southern CA (SBC 2025)Kaiser Southern CA (SBC 2025)Pharmacy
Health Care Reform Preventive Drug Coverage GuidelinesHealth Care Reform Preventive Drug Coverage GuidelinesLong-term Disability
Benefit Highlight Sheet (Hourly)Benefit Highlight Sheet (Hourly)Long-term Disability
How To File a Disability Claim or Request a LeaveHow To File a Disability Claim or Request a LeaveShort-term Disability
Benefit Highlight Sheet (Hourly)Benefit Highlight Sheet (Hourly)Short-term Disability
How To File a Disability Claim or Request a LeaveHow To File a Disability Claim or Request a LeaveBasic Life and AD&D
Group Term Life Highlights & RatesGroup Term Life Highlights & RatesCompliance Notices
2024 Compliance Notice with Surprise Billing Notice2024 Compliance Notice with Surprise Billing NoticeWrap SPD
Health and Welfare Benefit Plan Summary Plan DescriptionHealth and Welfare Benefit Plan Summary Plan DescriptionMedicare Part D Notices
Medicare Part D Creditable CoverageMedicare Part D Creditable CoverageMedicare Part D Notices
Medicare Part D Creditable Coverage (Spanish)Medicare Part D Creditable Coverage (Spanish)Education
Medical FSA & DCA Limits and RegulationsMedical FSA & DCA Limits and RegulationsEducation
How to Order a Replacement Debit CardHow to Order a Replacement Debit Card