Your Benefits

The Ajinomoto Roadmap to Wellbeing

Medical Plans

Get access to comprehensive health coverage designed to keep you and your family healthy.
Review plan options, coverage details, and how to enroll.

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General Documents

Service Center

The Benefit Support Team is ready to help you with your benefits. Learn more about this free service below.

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General Documents

Prescription Drug

Prescription drug coverage helps lower the cost of medications you need. Learn what’s covered and how to get the most out of your pharmacy benefits.
General Documents

Health Spending and
Flexible Spending Accounts

Use tax-advantaged accounts to save on eligible health and dependent care expenses.
Learn the differences between HSAs and FSAs and how to make the most of your contributions.
General Documents

Dental Plans

Keep your smile healthy with coverage for routine cleanings, exams, and more.
View available dental plans and what they include.
General Documents

Vision Plan

Take care of your eyesight with vision benefits that cover exams, glasses, and contact lenses.
Find providers and review plan coverage here.
General Documents

Company-Provided
Life & Disability

Protect your loved ones and your income with comprehensive life and disability coverage. These plans provide financial security and peace of mind when it matters most.
General Documents

Financial Wellness

Build confidence in your financial future. Whether it’s budgeting support, student loan resources, or retirement planning, these tools help you stay on track.
General Documents

Work/Life Benefits

Access a range of digital tools and resources that support your day-to-day—wherever you are. From virtual fitness classes to online learning, it’s easy to stay active and engaged.
General Documents

Employee Assistance Program

This program provides a counseling service that helps you manage problems before they adversely affect your personal life, health, and/or job performance.
General Documents

Wellness

Prioritize your emotional wellbeing with support that fits your life. Get confidential counseling, mental health apps, and resources that make self-care more accessible.
General Documents

Compliance Section

Stay informed with legally required notices and important benefit documentation.
Access all compliance materials in one convenient place.
General Documents

Benefits Glossary

Stay informed with legally required notices and important benefit documentation.
Access all compliance materials in one convenient place.
Beneficiary

The person(s) you choose to receive certain benefits (like life insurance or 401(k) funds) if you pass away.

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Copay (Copayment)

A flat dollar amount you pay when you receive certain healthcare services, such as a doctor visit or prescription.

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Deductible

The amount you pay out of pocket for healthcare before your insurance starts to share costs.

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Employee Assistance Program

A free and confidential program that provides support for personal, family, and work-related issues — such as counseling, legal or financial advice, and other life resources.

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Explanation of Benefits (EOB)

A statement from your insurance company showing what was paid for a healthcare service, what you may owe, and what the provider billed. An EOB is not a bill.

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HSA/FSA

Tax-advantaged accounts you can use to pay for eligible healthcare expenses. HSAs are paired with high-deductible health plans and can roll over year to year.

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In-Network

Healthcare providers and facilities that contract with your insurance plan — using them typically costs you less.

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Out-of-Pocket Maximum

The most you’ll pay in a plan year for covered services. After you reach this limit, your plan pays 100% of covered costs.

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Premium

The amount you pay (usually through payroll deductions) to have coverage under an insurance plan.

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Preventive Care

Routine care — like checkups, screenings, and vaccines — designed to help you stay healthy. Covered at 100% in-network on most plans.

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Qualifying Life Event (QLE)

A life change — like marriage, birth of a child, or loss of other coverage — that allows you to update your benefits outside of the annual enrollment period.

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Voluntary Benefits

Optional extras you can elect (often at a group rate), like accident insurance, legal services, identity theft protection, or pet insurance.

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General Documents
General Documents
Dental

Plan Booklets

2025 DPPO SPD2025 DPPO SPD
Dental

Summary of Benefits and Coverage (SBC)

2025 DHMO Dental SBC2025 DHMO Dental SBC
Dental

Education

FAQsFAQs
Dental

Plan Booklets

2025 DHMO SPD2025 DHMO SPD
Medical

Benefits Summaries

EnglishEnglish
Medical

Benefits Summaries

SpanishSpanish
Medical

Summary of Benefits and Coverage (SBC)

Personify PPO (2025 SBC)Personify PPO (2025 SBC)
Medical

Summary of Benefits and Coverage (SBC)

Kaiser Northen CA (SBC 2025)Kaiser Northen CA (SBC 2025)
Medical

Summary of Benefits and Coverage (SBC)

SIMNSA (2025 SBC) EnglishSIMNSA (2025 SBC) English
Medical

Summary of Benefits and Coverage (SBC)

Personify HDHP (2025 SBC)Personify HDHP (2025 SBC)
Medical

Summary of Benefits and Coverage (SBC)

Kaiser Southern CA (SBC 2025)Kaiser Southern CA (SBC 2025)
Medical

Summary of Benefits and Coverage (SBC)

SIMNSA (2025 SBC) SpanishSIMNSA (2025 SBC) Spanish
Life and Disability

Long-term Disability

Benefit Highlights (Salaried)Benefit Highlights (Salaried)
Life and Disability

Long-term Disability

Plan Booklet (Hourly)Plan Booklet (Hourly)
Life and Disability

Long-term Disability

Plan Booklet (Salaried)Plan Booklet (Salaried)
Life and Disability

Short-term Disability

Benefit Highlights (Salaried)Benefit Highlights (Salaried)
Life and Disability

Long-term Disability

STD & LTD Additional ServicesSTD & LTD Additional Services
Life and Disability

Short-term Disability

Plan Booklet (Salaried)Plan Booklet (Salaried)
Life and Disability

Short-term Disability

Plan Booklet (Hourly)Plan Booklet (Hourly)
Life and Disability

Short-term Disability

STD & LTD Additional ServicesSTD & LTD Additional Services
Life and Disability

Basic Life and AD&D

EOI InstructionsEOI Instructions
Life and Disability

Basic Life and AD&D

Will Preparation BrochureWill Preparation Brochure
Life and Disability

Basic Life and AD&D

EOI FormEOI Form
Compliance

COBRA

COBRA GuideCOBRA Guide
Compliance

Summary Annual Report

Summary Annual ReportSummary Annual Report
Vision

Benefits Summaries

Buy-up PlanBuy-up Plan
Vision

Benefits Summaries

Base PlanBase Plan
Spending and Savings Accounts

HSA

Benefits SummaryBenefits Summary
Financial Wellness

401(k) Plan

Safe Harbor NoticeSafe Harbor Notice
Financial Wellness

Perkspot

Welcome FlyerWelcome Flyer
Spending and Savings Accounts

Dependent Care FSA

Benefits SummaryBenefits Summary
Spending and Savings Accounts

Healthcare FSA

Healthcare FSA CarryoverHealthcare FSA Carryover
Worklife

Critical Illness

CertificateCertificate
Spending and Savings Accounts

Healthcare FSA

Claim FormClaim Form
Spending and Savings Accounts

Education

How to Add a DependentHow to Add a Dependent
Spending and Savings Accounts

Education

How to Set Up Direct DepositHow to Set Up Direct Deposit
Wellness

Wellness Newsletters

Summer Safety (July)Summer Safety (July)
Wellness

Wellness Newsletters

Carb Intake (April)Carb Intake (April)
Worklife

Pet Insurance

Plan PosterPlan Poster
Worklife

Pet Insurance

Plan BookletPlan Booklet
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